Fire and Allied Perils

The policy covers damage to property caused by fire and /or lightning; fire as a result of explosion, wherever explosion occurs; explosion as a result of fire on the premises insured; explosion of domestic boilers and/or gas used for domestic purposes or for heating and/or lighting.

Property insurance covers the direct material or physical loss following damage or destruction. Business Interruption covers the actual or potential loss of earnings and additional expenses incurred as a result of that material loss. Business interruption has two dimensions: the monetary amount that needs to be insured and the time that the interruption will affect the business

Provides coverage for property loss or damage resulting from rapid nuclear or chemical reactions that release significant heat. These reactions, often intense and destructive, can cause substantial harm to property, and this coverage ensures financial protection against such incidents.

Provides full insurance against damage to all types of fixed assets caused by sudden and unforeseen events. The policy also provide cover for consequential losses such as loss of revenue or profits following a physical accidental damage to the property insured